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Ziegler Diamond Law

Ziegler Diamond Law

Florida Debt Relief Law Firm

Chapter 7 Bankruptcy

+2

Told you make too much for Chapter 7? Check again.

Jul 30, 2026

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3 min read

Told you make too much for Chapter 7? Check again.

Florida's income limits rose April 1 — and the IRS expense allowances reset July 15. A past "no" may be a 2026 "yes"

Michael Ziegler
Michael Ziegler

Foreclosure Defense

+4

Got a foreclosure sale date? You may have more time than you think.

Jul 15, 2026

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2 min read

Got a foreclosure sale date? You may have more time than you think.

A Florida sale date isn't the end of the story — but the deadline to act is shorter than the fear makes it feel.

Michael Ziegler
Michael Ziegler

Wage Garnishment

+4

The Florida rule that stops wage garnishment cold

Jun 25, 2026

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3 min read

The Florida rule that stops wage garnishment cold

Most Florida wage garnishments can be stopped without filing bankruptcy — if you act within 20 days.

Michael Ziegler
Michael Ziegler

Credit Rebuilding

+5

3 credit myths that are slowing your recovery

Jun 11, 2026

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2 min read

3 credit myths that are slowing your recovery

The 'never close accounts' advice doesn't work the way you think after a discharge. Here's what does.

Michael Ziegler
Michael Ziegler

Bankruptcy Defense

+4

That personal guarantee you signed? It matters more than you think right now.

May 28, 2026

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2 min read

That personal guarantee you signed? It matters more than you think right now.

Business bankruptcy filings in Florida jumped 86% since 2022. If you guaranteed a business loan, that's not just the business's problem.

Michael Ziegler
Michael Ziegler

FDCPA

+6

If a debt collector calls you before 8 a.m. or after 9 p.m. — that's illegal

May 14, 2026

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3 min read

If a debt collector calls you before 8 a.m. or after 9 p.m. — that's illegal

Federal law sets the call hours. Florida law goes further. Here's what to do when collectors break it.

Michael Ziegler
Michael Ziegler
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Ziegler Diamond Law

Florida Debt Relief Law Firm